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Mortgages: Refinance, Private No income/credit, 2nd, 0 down Flip

Ottawa, ON, Canada, K2H8K9(View Map)


Best Mortgage rate: 0.99%; Low credit mortgage rates from 2.59%; No income/credit rates from 3.99%; 2nd Mortgage rates from 6.49%; 0 Lender fee Private rate from 5.99%; $20,000 down payment option for flippers/BRRRR; Zero down payment option with blanket mortgage; Bridge Loans from 5.99%; Quick equity loans at 8.99%; Rent to own programs with 5% down; No income proof & damaged credit purchase/refinance

Did bank decline your mortgage approval last minute due to lower appraised value or another reason? We have solutions.

Mortgage rates: 0.99% with Minimum 5% down payment, if you have Good provable income & credit score.

Provable Income (Thru' Bank statements) but low credit: Mortgages starting at 2.59% with Minimum 20% down payment.

No income verification: Private mortgages with starting at 3.99% with 15-20% down payment

Private Fully open 1st & 2nd Mortgages for Real Estate Investors/ Flippers. We will help you expand your investment portfolio.

Zero Down payment option: We will finance your new purchase upto 100% of purchase price using cross-collateral if you have 25%+ equity in another property.

$20,000 down payment option for Flippers/BRRRR investors: We will finance your new Flip/BRRRR project with only $20,000 down payment & fund in 24 hours so most of your funds will be used for renovations. The loan amount is upto 80% of ARV (After Repair Value). 6 months fully open mortgage. No minimum credit score & no debt service ratio requirements.

Zero Lender Fees Private: First mortgage available upto 75 LTV, Rates starting at 5.99%. No Income Verification, No Minimum Credit Score. Only 1% Broker Fee for Private Mortgages!! (Min. $2000)

BRRRR: For investors looking to grow investment property portfolio, we have lenders options on A/B/C or private side

Bridge Loans: Did you buy your new property but existing one hasn't been sold yet? We will arrange private bridge loans with no income proof at fixed rate of 5.99% for 30/60/90+ days.

2nd Mortgage rates from 6.49%: Use equity in your home for emergency funds or to consolidate your high interest debts. 2nd mortgages Rates: 6.49% (50 LTV) to 12% (85 LTV)

Quick equity loans: Home equity loans upto $40,000 in your bank account within 2 business days at 8.99%. There are no appraisals required, no broker fee and no legal fee!!

Unsecured loans: $10k-$500k if you have stable business with minimum gross monthly sales of $10,000. Funding within 5 business days. Equipment financing also available for operational businesses.

High Debt Ratios: Are you quoted/paying high "B" lender rates of over 3%? We will hep you secure "A" rates even if your debt ratios are high but have good credit/income proof & 20%+ equity/down payment.

Rent to own: Stop Renting & start owning. House prices are rising & you need to own a home now. Do you have 5%+ down payment but credit score is below 680 or have business income making it hard to qualify due to stress test, rent to own options will work for you & get into a house & gain property appreciation now instead of waiting for credit to improve.

Commercial Mortgages: Best financing solutions for High-rise residential, multi-family housing, Hotel & Motel financing, mixed use, office space, industrial and land.

Private Commercial financing: Need quick approval for your hard-to finance projects? We have private commercial lenders who lend based on equity upto 65-75% LTV for a profitable income producing property. Private rates start at 6.95%.

Refinance/ 2nd mortgage: Do you need money now or want to consolidate High-interest credit cards? We will refinance your mortgage upto 80% of property value, have smaller payments with a lower interest rate.

No income proof but good credit: Mortgages with 20%+ down payment & 1.5%+ fee.

Are you paying high mortgage insurance? I will help you save money by securing Life Insurance at a lower monthly premium starting at just $18 per month for $500,000 coverage.

Declined by Bank due to high debt ratios, No income proof, Bankruptcy, consumer proposal, divorce, spousal buyout, no NOA, Taxes not filed, CRA Payout or credit issues? I will advice you with no obligations.

We provide the best rates for self-employed and stated income mortgages. At Zolo Mortgages, we have access to 50+ lenders to meet your needs. Leave your worries to us & get approved in as little as 2 business days.

Lending all over Canada. I will get you approved over the phone/text/email. I will help you with answers to your mortgage questions & get you approved without the need to meet in person.

For quick response call/text @ 905-699-6681 or email for no obligation free consultation. I answer your calls/text & emails 7 days a week from 9am - 9pm.

Vikram Dhanju Mortgage Agent & Financial Advisor Cell: 905-699-6681 Email: Mortgage Agent License #M17001955 Zolo Mortgages Ltd. Toronto, ON

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